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Home loans & refinancing

A mortgage that
starts with your goals.

Buying a home, refinancing, or exploring a different way to qualify? Start your mortgage application or speak with a 7th Level Mortgage professional about your options.

Applying is free. No obligation to proceed. Call 856-322-0233.

Preapproval requires a credit report: $95 per borrower, paid directly to the credit reporting agency.

Application help: what happens next?

The initial application gives us information to discuss your goals and financing options. Applying is free, with no obligation to continue.

The $95-per-borrower credit-report fee is paid directly to the credit reporting agency, not to 7th Level Mortgage LLC. We do not obtain a credit report without your express written authorization and payment. Submission alone does not authorize a credit pull.

An application does not mean approval or a rate lock. Applicable disclosure requirements depend on the information provided.

Read independent company and loan officer reviews →

Illustration of a family touring a home with a real estate professional
Veteran-owned mortgage brokerLicensed in NY NJ PA MD VA FL

What would you like to do?

Explore your options and find the right mortgage solution for your goals.

Reverse Mortgage / HECM

Use home equity in retirement—or buy a home with a HECM for Purchase. Compare eligibility, required funds, costs and ongoing obligations.

Explore reverse mortgage options

Based in South Jersey.
Serving six states.

Visit our Waterford Works office or connect with our team by phone.

Commercial real estate and SBA financing: ask about nationwide options.

New YorkNew JerseyPennsylvaniaMarylandVirginiaFlorida
Our Waterford Works office1051 Old White Horse Pike, Waterford Works, NJ 08089856-322-0233

People and tools for your next step.

Get to know our team and access helpful resources.

See what borrowers say about 7th Level Mortgage.

Explore independent reviews, then share your experience.

Loan On A Phone™ from MNC

Your loan. On your phone.

Access educational mortgage guidance, access your secure application and view available loan-status updates. Secure sign-in is required for loan information.

Open & installSign in
QR code opening Loan On A Phone installation instructionsScan to open and install
on your phone

Install from your browser—not an app store.
iPhone: Safari → Share → Add to Home Screen.
Android: Chrome → Install app or Add to Home screen.

Ready for your next step?

Start your application or speak with a 7th Level Mortgage professional.

Get Loan On A Phone™

From MNC · Your loan. On your phone.

Get the app

Scan this QR code to open Loan On A Phone™ installation instructions

On this phone? Tap the QR code or the button below. On a computer or tablet? Scan this code with your phone camera.

Get Loan On A Phone™

Email me the link

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iPhone and Android installation instructions included. Secure sign-in is required to access your loan.

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Mortgage News ChannelAsk the Mortgage Guide

Start with your goal—even if you don’t know the loan terminology.

Ask a general mortgage question or choose a common topic below.

General education only—not a rate quote, approval, prequalification or underwriting decision. Do not enter your name, email, phone number, Social Security number, account information, exact income, exact asset balances or documents. Current program rules and eligibility require verification by a 7th Level Mortgage Expert.