The Benefits of Mortgage Preapproval

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In 2021, around 23.3 million people applied for mortgage loans. Of course, only some loan applications ended with a loan. But the process always begins with an application. You can apply for a conventional mortgage with the lender of your … Read More

What Is a Conventional Mortgage Loan?

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Around 23% of home sales close through cash deals. However, the rest require loans. So, most people need mortgage loans to buy homes, yet there are many types, leaving homebuyers confused. If you’re confused about loan types, you might want … Read More

USDA Mortgages for 2022

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For many young people or others with limited resources in terms of down payment, credit history, or other limiting factors an often-overlooked program is the one-hundred percent loan program offered by the United States Department of Agriculture. What follows are … Read More

How Does Inflation Impact Home Prices?

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Because of inflation, prices for goods and services are on the rise. Countless countries are experiencing the effects of inflation. But why has the world been experiencing high inflation rates? The consumer demand for goods, supply chain disruptions, the Russia-Ukraine … Read More

VA Purchase Money Loans

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One of the overlooked benefits that are offered to veterans who have sacrificed their time, energy, and sometimes blood, is the availability of a VA-backed mortgage for the purchase of a home. In this day and age of rising costs … Read More

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