Photo by CardMapr.nl on Unsplash Every aspect of your financial life is better with a good credit score. These three digits make it easy to achieve several milestones. Presently, the report shows about 30% of Americans struggle to qualify for … Read More
Mortgage rates have risen slightly in recent months, but should that be a cause for concern? Many people take increasing mortgage rates as a reason to avoid the idea of home buying altogether. We will look at the current mortgage … Read More
The global COVID-19 pandemic has changed the way people live and work. Housing trends in 2021 and beyond will show the effects it is had on the real estate market. Some of these housing market trends mean more people are … Read More
Over 450,000 mortgage applications were denied in 2019. Whether it is due to an unappealing debt-to-income ratio or bad credit, it can be difficult for existing homeowners to refinance, too. The HIRO mortgage program exists to provide refinancing options to … Read More
Buying a home is the biggest expense most Americans make. Unfortunately, some homeowners find themselves in a situation where they are underwater on their homes. In the 4th quarter of 2019, 1 in 16 homes was underwater, meaning they had … Read More
Are you frustrated with your current mortgage? Perhaps you’re paying a high-interest rate and are struggling to stay afloat. Consider the HIRO mortgage program to obtain relief. HIRO stands for High LTV Refinance Option. It allows homeowners to refinance out … Read More
Do you have an upside-down mortgage? Do you feel stuck and do not know what to do? If you are a Fannie Mae borrower, consider the HIRO loan program. It allows applicants to refinance if they owe more than the … Read More
No one buys a home anticipating having to refinance it months or a couple of years later. However, when the unforeseen happens to you, like losing your job, or an unexpected disaster, like COVID-19, there are times you have no … Read More
Owning a home is a trademark of success in American culture. Truly, when you sign those papers, your heart swells with pride. When the bottom fell out of the housing market in 2006, millions of people were left in crisis. … Read More
In the 1st quarter of 2020, 3.6 million mortgaged homes were underwater. They each had a balance of loans secured by their properties, accounting for more than 25% of their homes’ estimated market values. Do you have a loan-to-value ratio … Read More