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In July of 2022, it was reported that mortgage rates in the US dropped to a 22-year low when mortgage demand fell by 6 percent. This shows that many people are being more careful about the kinds of mortgages they … Read More

In June of 2022, it was reported that mortgage rates had surged by roughly 6.28 percent. While mortgage interest rates may be on the rise, there are still lots of great deals available, but when should you consider comparing mortgage … Read More

Did you know that the average mortgage loan amount is around $446,000? The housing market continues to stay competitive, with potential homebuyers nabbing up houses almost as soon as they get listed. If you want to purchase a home in … Read More

Around 23% of home sales close through cash deals. However, the rest require loans. So, most people need mortgage loans to buy homes, yet there are many types, leaving homebuyers confused. If you’re confused about loan types, you might want … Read More

For many young people or others with limited resources in terms of down payment, credit history, or other limiting factors an often-overlooked program is the one-hundred percent loan program offered by the United States Department of Agriculture. What follows are … Read More

Because of inflation, prices for goods and services are on the rise. Countless countries are experiencing the effects of inflation. But why has the world been experiencing high inflation rates? The consumer demand for goods, supply chain disruptions, the Russia-Ukraine … Read More

One of the overlooked benefits that are offered to veterans who have sacrificed their time, energy, and sometimes blood, is the availability of a VA-backed mortgage for the purchase of a home. In this day and age of rising costs … Read More

You read it right folks. Interest rates on a 30-year fixed-rate mortgage, according to a Market Watch article published on March 27th, are expected to be at 5% by year’s end. Anyone in the purchase market for a home had … Read More

Back in 2006, money was easy to borrow, interest rates were low, and housing prices were booming. But then the financial crisis hit, and by 2009, nearly a quarter of U.S. homeowners found themselves underwater on their home loans. Many … Read More

Do you have a home picked out? Do you have a contract yet? If the answer is, “No”, to either one of these questions NOW is the time to lock in, find a home, enter into the contract, and close. … Read More