According to recent news, the federal delinquency rate rose to nearly 3.4% percent last month, leading to a whopping 3.4 million mortgage loans that are currently in forbearance. If you are one of the millions of people who are having … Read More
The coronavirus pandemic affecting almost every aspect of life. The mortgage industry is not safe from dealing with some of the repercussions. To keep the home buying and selling process moving, many lenders are switching to e-lending to ensure a … Read More
When anyone buys a home, we always hope it will be a long-term investment that pays us back through rising house prices and increased equity. But occasionally, the economy is not favorable towards homeowners. So, depending on when you buy … Read More
An FHA lender will help you navigate the Federal Housing Administration mortgage program. First-time buyers may need some assistance when it comes to choosing the right FHA lender. Here, we will go over some options that are available for your … Read More
If you are thinking of refinancing your current mortgage, it is important to know that the HARP mortgage program is no longer in effect. Thankfully, there are several other helpful programs currently available, including a high LTV Fannie Mae refinance … Read More
During the Great Recession, more than 30% of homeowners owed more than their homes were worth. Thankfully, this recession has passed and the economy is now on an upswing. But many Americans are still underwater on their mortgages. Approximately 4.5 million Americans … Read More
Do you struggle with your bills each month? Do not be embarrassed. 40% of all Americans say they struggle with their monthly basic needs of food, housing, and medicine. 70% of all Americans are financially fragile, meaning they are often … Read More
Buying a home is an exciting time of life. No matter if this is your first home purchase or the tenth, it is a chance for a fresh start. This experience can also be a nerve-wracking one. After all, buying … Read More
The Home Affordable Refinance Program, or HARP, was eliminated in December of 2018 after offering struggling homeowners the potential to refinance their homes if they were underwater. Since the program was eliminated, many homeowners might be wondering what their options … Read More
With current interest rates at low levels, increasing numbers of homeowners are looking to refinance their home. There are plenty of refinancing options available to you, and the HARP program is just one of many. If you are thinking of … Read More